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ZIP 46546
Housing & Real Estate

ZIP 46546 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46546

Median Home Value

$122,100

Median Rent

$640

Affordability Snapshot

$34,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$784/mo PITI).

21%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

15.9 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46546, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $784. That is roughly in line with the local median household income ($36,029). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

29.2%-55% vs US avg

Vacancy Rate

5.7%-44% vs US avg

Broadband Access

79.5%-9% vs US avg

4+ Bedrooms

4.5%-70% vs US avg

Built Pre-1939

1.7%-87% vs US avg

Built Post-2014

3.7%-47% vs US avg

Rent Burden >30%

22.4%-55% vs US avg

Mortgage-Free

39.9%+5% vs US avg

$122,100

Home Value

$640

Rent

1970

Year Built

2018

Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached41.1%
1-unit attached9.1%
2-9 units13.6%
10+ units36.2%
Mobile home & other0.0%

ZIP 46546 — Housing & Real Estate

Housing & Real Estate in ZIP Code 46546

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