ZIP Code 48304 — Bloomfield Hills city, MI Demographics & Data

ZIP code 48304 covers Bloomfield Hills, MI in Oakland County with a population of about 17,436.

At a glance, the area shows median age of 50.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 248, 947; U.S. House district MI-11; the DETROIT media market.

Bloomfield Hills, MI sits in a university / college context (near cranbrook academy of art (1.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 48304 is about $140,700 — about 87% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.2%; unemployment rate near 3.6%; 74.5% of adults with a bachelor’s degree or higher (about 40.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Professional services, and Healthcare; about 28.8% of workers reporting work-from-home (about 13.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $481,500 — about 38% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,266 (about 9% above the U.S. median rent ($1,163)), and owner-occupancy near 88.3% (about 22.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 48304 in Bloomfield Hills, MI, a household would need roughly $133,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,093. That is roughly in line with the local median household income ($140,700). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bloomfield Hills city, MI as Relatively High (composite score 97.5), which is among the highest nationally. The strongest component scores on US5 are flood (97.5) and wildfire (58.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bloomfield Hills city, MI show little to no average snow and around 33.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 682 for ZIP 48304 (Bloomfield Hills city, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.