ZIP Code 48630 — Houghton Lake CDP, MI Demographics & Data

ZIP code 48630 covers Houghton Lake, MI in Roscommon County with a population of about 62.

At a glance, the area shows median age of 67.9 versus a U.S. median of about 38.9.

It sits in telephone area code 989; U.S. House district MI-1; the TRAVERSE CITY - CADILLAC media market.

Houghton Lake, MI fits a retirement-oriented profile (high share of residents 65+ (82.3%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 48630 is about $71,518 — about 5% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%.

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Houghton Lake CDP, MI as Relatively Low (composite score 56.7), which is near the middle of the national distribution. The strongest component scores on US5 are flood (71.9) and wildfire (69.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Houghton Lake CDP, MI show little to no average snow and around 32.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2 for ZIP 48630 (Houghton Lake CDP, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.