ZIP Code 49103 — Berrien Springs village, MI Demographics & Data

ZIP code 49103 covers Berrien Springs, MI in Berrien County with a population of about 11,257.

At a glance, the area shows median age of 37.2 versus a U.S. median of about 38.9.

It sits in telephone area code 269; U.S. House district MI-5; the SOUTH BEND - ELKHART media market.

Berrien Springs, MI sits in a university / college context (near andrews university (1.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 49103 is about $61,888 — about 18% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.9%; unemployment rate near 4.0%; 52.4% of adults with a bachelor’s degree or higher (about 18.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Manufacturing; about 13.6% of workers reporting work-from-home (about 1.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $224,500 — about 36% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $726 (about 38% below the U.S. median rent ($1,163)), and owner-occupancy near 63.3% (about 2.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49103 in Berrien Springs, MI, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,442. That is roughly in line with the local median household income ($61,888). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Berrien Springs village, MI as Relatively Moderate (composite score 81.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.0) and hurricane (31.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Berrien Springs village, MI show little to no average snow and around 38.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 440 for ZIP 49103 (Berrien Springs village, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.