ZIP Code 49119 — New Troy CDP, MI Demographics & Data

ZIP code 49119 covers New Troy, MI in Berrien County with a population of about 108.

At a glance, the area shows median age of 50.2 versus a U.S. median of about 38.9.

It sits in telephone area code 269; U.S. House district MI-5; the SOUTH BEND - ELKHART media market.

Median household income in ZIP 49119 is about $54,554 — about 27% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.9%; unemployment rate near 0.0%; 26.0% of adults with a bachelor’s degree or higher (about 7.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Manufacturing, and Healthcare; about 11.3% of workers reporting work-from-home (about 3.9 points below the U.S. share (15.2%)); a mean commute of about 63.0 minutes (U.S. average near 26.8).

Median home value is about $168,800 — about 52% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $905 (about 22% below the U.S. median rent ($1,163)), and owner-occupancy near 67.8% (about 2.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49119 in New Troy, MI, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,084. That sits below the local median household income ($54,554), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for New Troy CDP, MI as Relatively Moderate (composite score 81.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.0) and hurricane (31.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for New Troy CDP, MI show little to no average snow and around 41.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 4 for ZIP 49119 (New Troy CDP, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.