Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 49409 covers Ferrysburg, MI in Ottawa County with a population of about 102.
At a glance, the area shows median age of 20.6 versus a U.S. median of about 38.9.
It sits in telephone area code 616; U.S. House district MI-3; the GRAND RAPIDS - KALMZOO - B. CRK media market.
On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 19.1% of adults with a bachelor’s degree or higher (about 14.7 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Food services, Construction, and Manufacturing; a mean commute of about 70.0 minutes (U.S. average near 26.8).
Median home value is about $165,600 — about 52% below the U.S. median home value ($348,079).
Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 49409 in Ferrysburg, MI, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,064. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.
FEMA’s National Risk Index rates natural-hazard risk for Ferrysburg city, MI as Relatively Moderate (composite score 82.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (88.0) and wildfire (34.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.
Climate normals for Ferrysburg city, MI show limited published climate normals on US5.
IRS migration statistics show a net inflow of about 4 for ZIP 49409 (Ferrysburg city, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.