ZIP Code 49626 — Eastlake village, MI Demographics & Data

ZIP code 49626 covers Eastlake, MI in Manistee County with a population of about 240.

At a glance, the area shows median age of 63.0 versus a U.S. median of about 38.9.

It sits in telephone area code 231; U.S. House district MI-2; the TRAVERSE CITY - CADILLAC media market.

Eastlake, MI fits a retirement-oriented profile (high share of residents 65+ (44.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 49626 is about $50,536 — about 33% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.3%; unemployment rate near 2.8%; 14.3% of adults with a bachelor’s degree or higher (about 19.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Food services; about 1.0% of workers reporting work-from-home (about 14.2 points below the U.S. share (15.2%)); a mean commute of about 97.0 minutes (U.S. average near 26.8).

Median home value is about $117,300 — about 66% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 98.4% (about 33.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49626 in Eastlake, MI, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $754. That sits below the local median household income ($50,536), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Eastlake village, MI as Very Low (composite score 37.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (56.9) and wildfire (28.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Eastlake village, MI show little to no average snow and around 36.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 9 for ZIP 49626 (Eastlake village, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.