ZIP Code 49716 — Brutus CDP, MI Demographics & Data

ZIP code 49716 covers Brutus, MI in Emmet County with a population of about 1,039.

At a glance, the area shows median age of 41.5 versus a U.S. median of about 38.9.

It sits in telephone area code 231; U.S. House district MI-1; the TRAVERSE CITY - CADILLAC media market.

Median household income in ZIP 49716 is about $82,438 — about 10% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.6%; unemployment rate near 5.9%; 32.0% of adults with a bachelor’s degree or higher (about 1.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Construction; about 11.4% of workers reporting work-from-home (about 3.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $252,100 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 91.5% (about 26.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49716 in Brutus, MI, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,619. That sits below the local median household income ($82,438), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Brutus CDP, MI as Very Low (composite score 38.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (53.1) and wildfire (16.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Brutus CDP, MI show little to no average snow and around 30.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 41 for ZIP 49716 (Brutus CDP, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.