ZIP Code 50074 — Sun Valley Lake CDP, IA Demographics & Data

ZIP code 50074 covers Sun Valley Lake, IA in Ringgold County with a population of about 218.

At a glance, the area shows median age of 67.6 versus a U.S. median of about 38.9.

It sits in telephone area code 641; U.S. House district IA-3; the DES MOINES - AMES media market.

Sun Valley Lake, IA aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 50074 is about $103,750 — about 38% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.5%; unemployment rate near 0.0%; 61.6% of adults with a bachelor’s degree or higher (about 27.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Education; about 26.4% of workers reporting work-from-home (about 11.2 points above the U.S. share (15.2%)); a mean commute of about 67.0 minutes (U.S. average near 26.8).

Median home value is about $435,300 — about 25% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 94.2% (about 28.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 50074 in Sun Valley Lake, IA, a household would need roughly $120,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,796. That is about 16% above the local median household income ($103,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Sun Valley Lake CDP, IA as Very Low (composite score 14.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (32.5) and hurricane (7.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Sun Valley Lake CDP, IA show little to no average snow and around 38.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 13 for ZIP 50074 (Sun Valley Lake CDP, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.