ZIP Code 50250 — Stuart city, IA Demographics & Data

ZIP code 50250 covers Stuart, IA in Adair County with a population of about 2,652.

At a glance, the area shows median age of 43.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 515, 641; U.S. House district IA-3; the DES MOINES - AMES media market.

Median household income in ZIP 50250 is about $75,750 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.6%; unemployment rate near 2.2%; 19.1% of adults with a bachelor’s degree or higher (about 14.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Finance and insurance, and Retail trade; about 11.2% of workers reporting work-from-home (about 4.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $202,700 — about 42% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $477 (about 59% below the U.S. median rent ($1,163)), and owner-occupancy near 78.8% (about 13.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 50250 in Stuart, IA, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,302. That sits below the local median household income ($75,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Stuart city, IA as Relatively Low (composite score 49.5), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (34.1) and flood (23.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Stuart city, IA show little to no average snow and around 36.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 152 for ZIP 50250 (Stuart city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.