ZIP Code 50612 — undefined, IA Demographics & Data

ZIP code 50612 covers IA in Tama County with a population of about 338.

At a glance, the area shows median age of 27.8 versus a U.S. median of about 38.9.

It sits in telephone area code 319; U.S. House district IA-2; the CEDAR RAPIDS - WTRLO - IWC&DUB media market.

On socioeconomic markers, US5 shows a poverty rate of 40.8%; unemployment rate near 25.0%; 35.8% of adults with a bachelor’s degree or higher (about 2.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Professional services, and Wholesale trade; a mean commute of about 93.0 minutes (U.S. average near 26.8).

Median home value is about $281,500 — about 19% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 83.5% (about 18.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 50612 in IA, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,808. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for IA as Relatively Low (composite score 45.3), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (65.5) and flood (42.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for IA show little to no average snow and around 36.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 19 for ZIP 50612 (IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.