ZIP Code 50643 — Hudson city, IA Demographics & Data

ZIP code 50643 covers Hudson, IA in Black Hawk County with a population of about 3,081.

At a glance, the area shows median age of 40.3 (near the U.S. median).

It sits in telephone area code 319; U.S. House district IA-2; the CEDAR RAPIDS - WTRLO - IWC&DUB media market.

Median household income in ZIP 50643 is about $120,724 — about 61% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.1%; unemployment rate near 4.5%; 40.6% of adults with a bachelor’s degree or higher (about 6.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Education; about 9.7% of workers reporting work-from-home (about 5.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $240,800 — about 31% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $868 (about 25% below the U.S. median rent ($1,163)), and owner-occupancy near 90.2% (about 24.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 50643 in Hudson, IA, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,547. That sits below the local median household income ($120,724), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hudson city, IA as Relatively Low (composite score 76.6), which is elevated versus much of the country. The strongest component scores on US5 are flood (76.6) and wildfire (36.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hudson city, IA show little to no average snow and around 36.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 177 for ZIP 50643 (Hudson city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.