ZIP Code 52229 — Garrison city, IA Demographics & Data

ZIP code 52229 covers Garrison, IA in Benton County with a population of about 841.

At a glance, the area shows median age of 39.2 (near the U.S. median).

It sits in telephone area code 319; U.S. House district IA-2; the CEDAR RAPIDS - WTRLO - IWC&DUB media market.

Median household income in ZIP 52229 is about $87,679 — about 17% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.7%; unemployment rate near 0.8%; 18.6% of adults with a bachelor’s degree or higher (about 15.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Finance and insurance; about 16.6% of workers reporting work-from-home (about 1.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $169,900 — about 51% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $484 (about 58% below the U.S. median rent ($1,163)), and owner-occupancy near 78.1% (about 12.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 52229 in Garrison, IA, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,091. That sits below the local median household income ($87,679), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Garrison city, IA as Very Low (composite score 28.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (40.3) and wildfire (36.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Garrison city, IA show little to no average snow and around 37.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 48 for ZIP 52229 (Garrison city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.