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River Falls city, WI

ZIP 54022 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54022

Median Home Value
$349,700
Median Rent
$910
Affordability Snapshot
$96,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,246/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

32.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54022 in River Falls city, WI, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,246. That is roughly in line with the local median household income ($91,292). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.7%+8% vs US avg
x
Vacancy Rate
6.4%-38% vs US avg
x
Broadband Access
93.3%+7% vs US avg
x
4+ Bedrooms
6.9%-53% vs US avg
x
Built Pre-1939
2.4%-81% vs US avg
x
Built Post-2014
2.4%-65% vs US avg
x
Rent Burden >30%
24.6%-51% vs US avg
x
Mortgage-Free
32.1%-16% vs US avg
x
$349,700
Home Value
$910
Rent
1988
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.2%
  • 1-unit attached10.1%
  • 2-9 units10.9%
  • 10+ units11.4%
  • Mobile home & other2.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$349,700
Median rent$910
Owner-occupied70.7%
Vacant6.4%
Price-to-income3.8x
Est. income to buy$96,000