ZIP Code 54102 — Amberg CDP, WI Demographics & Data

ZIP code 54102 covers Amberg, WI in Marinette County with a population of about 740.

At a glance, the area shows median age of 63.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 534, 715; U.S. House district WI-8; the GREEN BAY - APPLETON media market.

Amberg, WI fits a retirement-oriented profile (high share of residents 65+ (41.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 54102 is about $41,875 — about 44% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.4%; unemployment rate near 3.5%; 8.2% of adults with a bachelor’s degree or higher (about 25.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Healthcare; about 3.6% of workers reporting work-from-home (about 11.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $148,600 — about 57% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $514 (about 56% below the U.S. median rent ($1,163)), and owner-occupancy near 92.0% (about 26.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 54102 in Amberg, WI, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $955. That is roughly in line with the local median household income ($41,875). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Amberg CDP, WI as Relatively Low (composite score 80.0), which is elevated versus much of the country. The strongest component scores on US5 are flood (72.7) and wildfire (46.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Amberg CDP, WI show little to no average snow and around 32.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 43 for ZIP 54102 (Amberg CDP, WI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.