ZIP Code 54413 — Babcock CDP, WI Demographics & Data

ZIP code 54413 covers Babcock, WI in Wood County with a population of about 210.

At a glance, the area shows median age of 48.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 534, 715; U.S. House district WI-7; the WAUSAU - RHINELANDER media market.

Median household income in ZIP 54413 is about $60,313 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.1%; unemployment rate near 0.0%; 10.8% of adults with a bachelor’s degree or higher (about 22.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Agriculture; about 3.9% of workers reporting work-from-home (about 11.3 points below the U.S. share (15.2%)); a mean commute of about 99.0 minutes (U.S. average near 26.8).

Median home value is about $98,000 — about 72% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 86.6% (about 21.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 54413 in Babcock, WI, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $630. That sits below the local median household income ($60,313), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Babcock CDP, WI as Relatively Low (composite score 75.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (77.7) and wildfire (48.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Babcock CDP, WI show little to no average snow and around 35.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 12 for ZIP 54413 (Babcock CDP, WI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.