ZIP Code 54703 — Eau Claire city, WI Demographics & Data

ZIP code 54703 covers Eau Claire, WI in Eau Claire County with a population of about 43,022.

At a glance, the area shows median age of 35.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 534, 715; U.S. House district WI-3; the LA CROSSE - EAU CLAIRE media market.

Median household income in ZIP 54703 is about $68,801 — about 8% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.3%; unemployment rate near 2.5%; 31.0% of adults with a bachelor’s degree or higher (about 2.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Manufacturing; about 9.6% of workers reporting work-from-home (about 5.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $224,600 — about 35% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $797 (about 31% below the U.S. median rent ($1,163)), and owner-occupancy near 62.9% (about 2.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 54703 in Eau Claire, WI, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,443. That is roughly in line with the local median household income ($68,801). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Eau Claire city, WI as Relatively Low (composite score 78.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (79.9) and wildfire (30.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Eau Claire city, WI show little to no average snow and around 33.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,510 for ZIP 54703 (Eau Claire city, WI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.