US5.com
  1. Home
  2. States
  3. Wisconsin
  4. ZIP 54703
  5. Housing & Real Estate
Eau Claire city, WI

ZIP 54703 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54703

Median Home Value
$224,600
Median Rent
$797
Affordability Snapshot
$62,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,443/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54703 in Eau Claire city, WI, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,443. That is roughly in line with the local median household income ($68,801). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.9%-4% vs US avg
x
Vacancy Rate
5.5%-46% vs US avg
x
Broadband Access
93.3%+7% vs US avg
x
4+ Bedrooms
4.1%-72% vs US avg
x
Built Pre-1939
7.3%-43% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
21.3%-57% vs US avg
x
Mortgage-Free
35.5%-7% vs US avg
x
$224,600
Home Value
$797
Rent
1973
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.5%
  • 1-unit attached7.0%
  • 2-9 units19.5%
  • 10+ units7.6%
  • Mobile home & other2.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$224,600
Median rent$797
Owner-occupied62.9%
Vacant5.5%
Price-to-income3.3x
Est. income to buy$62,000