ZIP Code 55118 — West St. Paul city, MN Demographics & Data

ZIP code 55118 covers West St. Paul, MN in Dakota County with a population of about 29,396.

At a glance, the area shows median age of 42.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 651, 952; U.S. House district MN-2; the MINNEAPOLIS - ST. PAUL media market.

Median household income in ZIP 55118 is about $85,229 — about 13% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.5%; unemployment rate near 3.2%; 45.8% of adults with a bachelor’s degree or higher (about 12.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; about 20.7% of workers reporting work-from-home (about 5.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $331,800 — about 5% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,171 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 66.9% (about 1.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 55118 in West St. Paul, MN, a household would need roughly $91,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,131. That is roughly in line with the local median household income ($85,229). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for West St. Paul city, MN as Relatively Moderate (composite score 89.5), which is elevated versus much of the country. The strongest component scores on US5 are flood (88.7) and wildfire (39.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for West St. Paul city, MN show little to no average snow and around 29.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,087 for ZIP 55118 (West St. Paul city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.