ZIP Code 55303 — Ramsey city, MN Demographics & Data

ZIP code 55303 covers Ramsey, MN in Anoka County with a population of about 52,121.

At a glance, the area shows median age of 39.2 (near the U.S. median).

It sits in telephone area code 763; U.S. House district MN-6; the MINNEAPOLIS - ST. PAUL media market.

Median household income in ZIP 55303 is about $101,351 — about 35% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.9%; unemployment rate near 4.3%; 31.1% of adults with a bachelor’s degree or higher (about 2.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 13.1% of workers reporting work-from-home (about 2.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $338,700 — about 3% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,274 (about 10% above the U.S. median rent ($1,163)), and owner-occupancy near 76.0% (about 10.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 55303 in Ramsey, MN, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,176. That is roughly in line with the local median household income ($101,351). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ramsey city, MN as Relatively Moderate (composite score 88.0), which is elevated versus much of the country. The strongest component scores on US5 are flood (92.0) and wildfire (81.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ramsey city, MN show little to no average snow and around 28.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3,700 for ZIP 55303 (Ramsey city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.