ZIP Code 56042 — Hartland city, MN Demographics & Data

ZIP code 56042 covers Hartland, MN in Freeborn County with a population of about 752.

At a glance, the area shows median age of 38.7 (near the U.S. median).

It sits in telephone area code 507; U.S. House district MN-1; the ROCHESTR - MASON CITY - AUSTIN media market.

Median household income in ZIP 56042 is about $80,500 — about 7% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.8%; unemployment rate near 11.1%; 28.0% of adults with a bachelor’s degree or higher (about 5.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 6.8% of workers reporting work-from-home (about 8.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $200,800 — about 42% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $480 (about 59% below the U.S. median rent ($1,163)), and owner-occupancy near 82.5% (about 17.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 56042 in Hartland, MN, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,290. That sits below the local median household income ($80,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hartland city, MN as Relatively Low (composite score 51.0), which is near the middle of the national distribution. The strongest component scores on US5 are flood (49.1) and wildfire (24.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hartland city, MN show little to no average snow and around 34.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 53 for ZIP 56042 (Hartland city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.