ZIP Code 56091 — Waldorf city, MN Demographics & Data

ZIP code 56091 covers Waldorf, MN in Waseca County with a population of about 267.

At a glance, the area shows median age of 47.5 versus a U.S. median of about 38.9.

It sits in telephone area code 507; U.S. House district MN-1; the MINNEAPOLIS - ST. PAUL media market.

Median household income in ZIP 56091 is about $57,500 — about 23% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.0%; unemployment rate near 2.8%; 22.2% of adults with a bachelor’s degree or higher (about 11.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 26.4% of workers reporting work-from-home (about 11.2 points above the U.S. share (15.2%)); a mean commute of about 95.0 minutes (U.S. average near 26.8).

Median home value is about $151,300 — about 57% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 93.7% (about 28.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 56091 in Waldorf, MN, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $972. That sits below the local median household income ($57,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Waldorf city, MN as Very Low (composite score 24.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (24.4) and wildfire (15.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Waldorf city, MN show little to no average snow and around 37.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 19 for ZIP 56091 (Waldorf city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.