US5.com
  1. Home
  2. States
  3. Minnesota
  4. ZIP 56082
  5. Housing & Real Estate
St. Peter city, MN

ZIP 56082 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56082

Median Home Value
$263,500
Median Rent
$836
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,693/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 56082 in St. Peter city, MN, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,693. That is roughly in line with the local median household income ($72,332). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
65.8%+1% vs US avg
x
Vacancy Rate
4.8%-54% vs US avg
x
Broadband Access
85.7%-1% vs US avg
x
4+ Bedrooms
8.9%-40% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
21.5%-57% vs US avg
x
Mortgage-Free
38.4%+1% vs US avg
x
$263,500
Home Value
$836
Rent
1979
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.5%
  • 1-unit attached5.1%
  • 2-9 units11.6%
  • 10+ units15.9%
  • Mobile home & other3.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$263,500
Median rent$836
Owner-occupied65.8%
Vacant4.8%
Price-to-income3.6x
Est. income to buy$73,000