ZIP Code 56082 — St. Peter city, MN Demographics & Data

ZIP code 56082 covers St. Peter, MN in Nicollet County with a population of about 14,512.

At a glance, the area shows median age of 36.9 versus a U.S. median of about 38.9.

It sits in telephone area code 507; U.S. House district MN-1; the MINNEAPOLIS - ST. PAUL media market.

Median household income in ZIP 56082 is about $72,332 — about 4% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.6%; unemployment rate near 1.8%; 31.6% of adults with a bachelor’s degree or higher (about 2.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Manufacturing; about 18.8% of workers reporting work-from-home (about 3.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $263,500 — about 24% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $836 (about 28% below the U.S. median rent ($1,163)), and owner-occupancy near 65.8% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 56082 in St. Peter, MN, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,693. That is roughly in line with the local median household income ($72,332). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for St. Peter city, MN as Relatively Low (composite score 45.4), which is near the middle of the national distribution. The strongest component scores on US5 are flood (50.3) and wildfire (17.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for St. Peter city, MN show little to no average snow and around 32.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,030 for ZIP 56082 (St. Peter city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.