ZIP Code 57247 — Clear Lake CDP, SD Demographics & Data

ZIP code 57247 covers Clear Lake, SD in Marshall County with a population of about 229.

At a glance, the area shows median age of 61.2 versus a U.S. median of about 38.9.

It sits in telephone area code 605; U.S. House district SD-00; the SIOUX FALLS (MITCHELL) media market.

Clear Lake, SD is tagged as a Tribal Nation community context (place names indicate a tribal nation community). Local search often includes tribal government offices, public safety, and Indian Health Service (IHS) / wellness topics alongside standard ZIP demographics.

Median household income in ZIP 57247 is about $66,042 — about 12% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.9%; unemployment rate near 0.7%; 16.9% of adults with a bachelor’s degree or higher (about 16.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Professional services, and Agriculture; about 35.4% of workers reporting work-from-home (about 20.2 points above the U.S. share (15.2%)); a mean commute of about 93.0 minutes (U.S. average near 26.8).

Median home value is about $236,600 — about 32% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 81.9% (about 16.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 57247 in Clear Lake, SD, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,520. That is roughly in line with the local median household income ($66,042). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Clear Lake CDP, SD as Very Low (composite score 14.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (76.6) and flood (10.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Clear Lake CDP, SD show little to no average snow and around 25.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 14 for ZIP 57247 (Clear Lake CDP, SD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.