ZIP Code 59046 — Lavina town, MT Demographics & Data

ZIP code 59046 covers Lavina, MT in Golden Valley County with a population of about 510.

At a glance, the area shows median age of 46.0 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the BILLINGS media market.

Median household income in ZIP 59046 is about $75,750 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.3%; unemployment rate near 1.2%; 28.8% of adults with a bachelor’s degree or higher (about 4.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Education, and Mining; about 8.9% of workers reporting work-from-home (about 6.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $278,800 — about 20% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $567 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 76.6% (about 11.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59046 in Lavina, MT, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,791. That is roughly in line with the local median household income ($75,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lavina town, MT as Very Low (composite score 1.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (57.4) and flood (5.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lavina town, MT show little to no average snow.

IRS migration statistics show a net inflow of about 27 for ZIP 59046 (Lavina town, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.