ZIP Code 59078 — Shawmut CDP, MT Demographics & Data

ZIP code 59078 covers Shawmut, MT in Wheatland County with a population of about 125.

At a glance, the area shows median age of 52.6 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the BILLINGS media market.

On socioeconomic markers, US5 shows a poverty rate of 30.4%; unemployment rate near 5.0%; 26.7% of adults with a bachelor’s degree or higher (about 7.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Education, and Manufacturing; about 33.3% of workers reporting work-from-home (about 18.1 points above the U.S. share (15.2%)); a mean commute of about 38.0 minutes (U.S. average near 26.8).

Median home value is about $138,600 — about 60% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 74.6% (about 9.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59078 in Shawmut, MT, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $890. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Shawmut CDP, MT as Very Low (composite score 3.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (51.0) and flood (12.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Shawmut CDP, MT show little to no average snow.

IRS migration statistics show a net inflow of about 7 for ZIP 59078 (Shawmut CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.