ZIP Code 59085 — Twodot CDP, MT Demographics & Data

ZIP code 59085 covers Twodot, MT in Wheatland County with a population of about 112.

At a glance, the area shows median age of 49.5 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the BILLINGS media market.

On socioeconomic markers, US5 shows a poverty rate of 26.8%; unemployment rate near 0.0%; 6.9% of adults with a bachelor’s degree or higher (about 26.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Utilities, Retail trade, and Agriculture; about 38.0% of workers reporting work-from-home (about 22.8 points above the U.S. share (15.2%)); a mean commute of about 31.0 minutes (U.S. average near 26.8).

Median home value is about $94,200 — about 73% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59085 in Twodot, MT, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $605. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Twodot CDP, MT as Very Low (composite score 3.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (51.0) and flood (12.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Twodot CDP, MT show little to no average snow and around 13.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 6 for ZIP 59085 (Twodot CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.