ZIP Code 59716 — Big Sky CDP, MT Demographics & Data

ZIP code 59716 covers Big Sky, MT in Madison County with a population of about 1,867.

At a glance, the area shows median age of 37.9 (near the U.S. median).

It sits in telephone area code 406; U.S. House district MT-1; the BUTTE - BOZEMAN media market.

Big Sky, MT aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 59716 is about $135,396 — about 80% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.3%; unemployment rate near 1.7%; 55.8% of adults with a bachelor’s degree or higher (about 22.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Arts and entertainment, Food services, and Real estate; about 29.2% of workers reporting work-from-home (about 14.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $868,600 — about 150% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,381 (about 19% above the U.S. median rent ($1,163)), and owner-occupancy near 86.6% (about 21.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59716 in Big Sky, MT, a household would need roughly $239,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,580. That is about 77% above the local median household income ($135,396), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Big Sky CDP, MT as Very Low (composite score 41.0), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (87.3) and flood (29.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Big Sky CDP, MT show little to no average snow and around 28.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 99 for ZIP 59716 (Big Sky CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.