ZIP Code 59735 — Harrison CDP, MT Demographics & Data

ZIP code 59735 covers Harrison, MT in Madison County with a population of about 391.

At a glance, the area shows median age of 35.5 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-1; the BUTTE - BOZEMAN media market.

Median household income in ZIP 59735 is about $73,000 — about 3% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.4%; unemployment rate near 0.0%; 31.7% of adults with a bachelor’s degree or higher (about 2.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Agriculture, and Professional services; about 26.0% of workers reporting work-from-home (about 10.8 points above the U.S. share (15.2%)); a mean commute of about 131.0 minutes (U.S. average near 26.8).

Median home value is about $420,000 — about 21% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,075 (about 8% below the U.S. median rent ($1,163)), and owner-occupancy near 79.0% (about 13.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59735 in Harrison, MT, a household would need roughly $116,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,698. That is about 59% above the local median household income ($73,000), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Harrison CDP, MT as Very Low (composite score 41.0), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (87.3) and flood (29.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Harrison CDP, MT show little to no average snow and around 18.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 21 for ZIP 59735 (Harrison CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.