ZIP Code 59733 — Goldcreek CDP, MT Demographics & Data

ZIP code 59733 covers Goldcreek, MT in Powell County with a population of about 206.

At a glance, the area shows median age of 26.6 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-1; the BUTTE - BOZEMAN media market.

Median household income in ZIP 59733 is about $62,917 — about 16% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.0%; unemployment rate near 0.0%; 9.3% of adults with a bachelor’s degree or higher (about 24.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Manufacturing, and Retail trade; about 19.3% of workers reporting work-from-home (about 4.1 points above the U.S. share (15.2%)); a mean commute of about 71.0 minutes (U.S. average near 26.8).

Median home value is about $305,300 — about 12% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 79.4% (about 14.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59733 in Goldcreek, MT, a household would need roughly $84,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,961. That is about 34% above the local median household income ($62,917), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Goldcreek CDP, MT as Very Low (composite score 10.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (86.4) and flood (15.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Goldcreek CDP, MT show little to no average snow and around 14.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 11 for ZIP 59733 (Goldcreek CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.