ZIP Code 59832 — Drummond town, MT Demographics & Data

ZIP code 59832 covers Drummond, MT in Granite County with a population of about 841.

At a glance, the area shows median age of 57.3 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-1; the MISSOULA media market.

Drummond, MT fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 59832 is about $59,125 — about 21% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.9%; unemployment rate near 2.5%; 24.0% of adults with a bachelor’s degree or higher (about 9.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Education, and Food services; about 4.0% of workers reporting work-from-home (about 11.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $303,400 — about 13% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $445 (about 62% below the U.S. median rent ($1,163)), and owner-occupancy near 78.4% (about 13.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59832 in Drummond, MT, a household would need roughly $84,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,949. That is about 42% above the local median household income ($59,125), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Drummond town, MT as Very Low (composite score 9.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (88.6) and flood (11.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Drummond town, MT show little to no average snow and around 12.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 44 for ZIP 59832 (Drummond town, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.