ZIP Code 59918 — Fortine CDP, MT Demographics & Data

ZIP code 59918 covers Fortine, MT in Lincoln County with a population of about 518.

At a glance, the area shows median age of 48.2 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-1; the SPOKANE media market.

Median household income in ZIP 59918 is about $65,500 — about 13% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.1%; unemployment rate near 7.5%; 31.3% of adults with a bachelor’s degree or higher (about 2.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Construction, and Agriculture; about 24.9% of workers reporting work-from-home (about 9.7 points above the U.S. share (15.2%)); a mean commute of about 142.0 minutes (U.S. average near 26.8).

Median home value is about $286,500 — about 18% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $967 (about 17% below the U.S. median rent ($1,163)), and owner-occupancy near 88.1% (about 22.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59918 in Fortine, MT, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,840. That is about 21% above the local median household income ($65,500), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fortine CDP, MT as Relatively Low (composite score 64.3), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (96.6) and flood (65.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fortine CDP, MT show little to no average snow and around 15.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 27 for ZIP 59918 (Fortine CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.