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Geneva city, IL

ZIP 60134 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 60134

Median Home Value
$427,300
Median Rent
$1,653
Affordability Snapshot
$118,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,745/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 60134 in Geneva city, IL, a household would need roughly $118,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,745. That sits below the local median household income ($148,283), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
85.2%+30% vs US avg
x
Vacancy Rate
2.5%-75% vs US avg
x
Broadband Access
97.2%+12% vs US avg
x
4+ Bedrooms
12.4%-16% vs US avg
x
Built Pre-1939
1.7%-87% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
21.2%-57% vs US avg
x
Mortgage-Free
26.9%-30% vs US avg
x
$427,300
Home Value
$1,653
Rent
1992
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.0%
  • 1-unit attached10.3%
  • 2-9 units7.7%
  • 10+ units6.9%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$427,300
Median rent$1,653
Owner-occupied85.2%
Vacant2.5%
Price-to-income2.9x
Est. income to buy$118,000