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Plano city, IL

ZIP 60545 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 60545

Median Home Value
$235,500
Median Rent
$1,345
Affordability Snapshot
$65,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,513/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 60545 in Plano city, IL, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,513. That sits below the local median household income ($84,920), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
76.4%+17% vs US avg
x
Vacancy Rate
5.4%-48% vs US avg
x
Broadband Access
94.6%+9% vs US avg
x
4+ Bedrooms
7.5%-49% vs US avg
x
Built Pre-1939
3.5%-73% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
10.9%-78% vs US avg
x
Mortgage-Free
29.6%-22% vs US avg
x
$235,500
Home Value
$1,345
Rent
1995
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.6%
  • 1-unit attached21.3%
  • 2-9 units5.4%
  • 10+ units0.8%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$235,500
Median rent$1,345
Owner-occupied76.4%
Vacant5.4%
Price-to-income2.8x
Est. income to buy$65,000