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Naperville city, IL

ZIP 60563 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 60563

Median Home Value
$422,900
Median Rent
$1,632
Affordability Snapshot
$116,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,717/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 60563 in Naperville city, IL, a household would need roughly $116,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,717. That is roughly in line with the local median household income ($106,207). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
53.5%-18% vs US avg
x
Vacancy Rate
4.2%-59% vs US avg
x
Broadband Access
95.0%+9% vs US avg
x
4+ Bedrooms
5.7%-61% vs US avg
x
Built Pre-1939
1.5%-88% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
19.5%-61% vs US avg
x
Mortgage-Free
31.3%-18% vs US avg
x
$422,900
Home Value
$1,632
Rent
1986
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached39.7%
  • 1-unit attached11.7%
  • 2-9 units20.6%
  • 10+ units27.9%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$422,900
Median rent$1,632
Owner-occupied53.5%
Vacant4.2%
Price-to-income4.0x
Est. income to buy$116,000