ZIP Code 60609 — Chicago city, IL Demographics & Data

ZIP code 60609 covers Chicago, IL in Cook County with a population of about 64,268.

At a glance, the area shows median age of 35.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 773, 872; U.S. House district IL-4; the CHICAGO media market.

Chicago, IL sits in a university / college context (near aviation institute of maintenance-chicago (1.0 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 60609 is about $54,142 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 25.3%; unemployment rate near 12.5%; 20.0% of adults with a bachelor’s degree or higher (about 13.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Food services; about 12.9% of workers reporting work-from-home (about 2.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $251,600 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $872 (about 25% below the U.S. median rent ($1,163)), and owner-occupancy near 41.6% (about 23.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 60609 in Chicago, IL, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,616. That is about 27% above the local median household income ($54,142), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Chicago city, IL as Very High (composite score 100.0), which is among the highest nationally. The strongest component scores on US5 are flood (99.9) and wildfire (55.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Chicago city, IL show little to no average snow.

IRS migration statistics show a net inflow of about 3,577 for ZIP 60609 (Chicago city, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.