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Chicago city, IL

ZIP 60610 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 60610

Median Home Value
$543,000
Median Rent
$1,950
Affordability Snapshot
$149,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,488/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 60610 in Chicago city, IL, a household would need roughly $149,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,488. That is about 41% above the local median household income ($105,649), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
34.3%-48% vs US avg
x
Vacancy Rate
9.8%-5% vs US avg
x
Broadband Access
91.6%+5% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
2.7%-79% vs US avg
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
16.5%-67% vs US avg
x
Mortgage-Free
39.2%+3% vs US avg
x
$543,000
Home Value
$1,950
Rent
1978
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached3.3%
  • 1-unit attached4.0%
  • 2-9 units7.6%
  • 10+ units84.8%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$543,000
Median rent$1,950
Owner-occupied34.3%
Vacant9.8%
Price-to-income5.1x
Est. income to buy$149,000