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Chicago city, IL

ZIP 60644 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 60644

Median Home Value
$238,300
Median Rent
$932
Affordability Snapshot
$66,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,531/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

21.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 60644 in Chicago city, IL, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,531. That is about 74% above the local median household income ($37,952), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
29.7%-55% vs US avg
x
Vacancy Rate
9.1%-12% vs US avg
x
Broadband Access
78.5%-10% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
8.6%-33% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
38.4%-23% vs US avg
x
Mortgage-Free
32.8%-14% vs US avg
x
$238,300
Home Value
$932
Rent
1942
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached16.6%
  • 1-unit attached2.7%
  • 2-9 units58.6%
  • 10+ units21.8%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$238,300
Median rent$932
Owner-occupied29.7%
Vacant9.1%
Price-to-income6.3x
Est. income to buy$66,000