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The Galena Territory CDP, IL

ZIP 61036 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61036

Median Home Value
$258,100
Median Rent
$720
Affordability Snapshot
$71,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,658/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61036 in The Galena Territory CDP, IL, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,658. That sits below the local median household income ($80,574), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 33% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.7%+22% vs US avg
x
Vacancy Rate
33.1%+222% vs US avg
x
Broadband Access
87.5%+1% vs US avg
x
4+ Bedrooms
5.7%-61% vs US avg
x
Built Pre-1939
2.6%-80% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
25.6%-48% vs US avg
x
Mortgage-Free
39.9%+4% vs US avg
x
$258,100
Home Value
$720
Rent
1986
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.8%
  • 1-unit attached6.7%
  • 2-9 units12.7%
  • 10+ units3.4%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$258,100
Median rent$720
Owner-occupied79.7%
Vacant33.1%
Price-to-income3.2x
Est. income to buy$71,000