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Oregon city, IL

ZIP 61061 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61061

Median Home Value
$202,500
Median Rent
$698
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,301/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61061 in Oregon city, IL, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,301. That sits below the local median household income ($86,663), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.2%+13% vs US avg
x
Vacancy Rate
11.9%+15% vs US avg
x
Broadband Access
82.6%-5% vs US avg
x
4+ Bedrooms
6.3%-58% vs US avg
x
Built Pre-1939
4.3%-66% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
13.4%-73% vs US avg
x
Mortgage-Free
54.2%+42% vs US avg
x
$202,500
Home Value
$698
Rent
1963
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.3%
  • 1-unit attached0.8%
  • 2-9 units8.2%
  • 10+ units7.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$202,500
Median rent$698
Owner-occupied74.2%
Vacant11.9%
Price-to-income2.3x
Est. income to buy$56,000