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Savanna city, IL

ZIP 61074 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61074

Median Home Value
$93,900
Median Rent
$595
Affordability Snapshot
$26,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$603/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61074 in Savanna city, IL, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $603. That sits below the local median household income ($48,387), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
66.5%+2% vs US avg
x
Vacancy Rate
13.0%+26% vs US avg
x
Broadband Access
83.5%-4% vs US avg
x
4+ Bedrooms
4.6%-69% vs US avg
x
Built Pre-1939
8.9%-30% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
11.7%-76% vs US avg
x
Mortgage-Free
59.7%+56% vs US avg
x
$93,900
Home Value
$595
Rent
1952
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.6%
  • 1-unit attached0.5%
  • 2-9 units9.4%
  • 10+ units7.9%
  • Mobile home & other6.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$93,900
Median rent$595
Owner-occupied66.5%
Vacant13.0%
Price-to-income1.9x
Est. income to buy$26,000