ZIP Code 61075 — Scales Mound village, IL Demographics & Data

ZIP code 61075 covers Scales Mound, IL in Jo Daviess County with a population of about 997.

At a glance, the area shows median age of 49.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 779, 815; U.S. House district IL-16; the DAVENPORT - R. ISLAND - MOLINE media market.

Median household income in ZIP 61075 is about $77,734 — about 3% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.3%; unemployment rate near 2.4%; 12.8% of adults with a bachelor’s degree or higher (about 20.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Agriculture; about 6.4% of workers reporting work-from-home (about 8.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $235,800 — about 32% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $569 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 86.6% (about 21.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 61075 in Scales Mound, IL, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,515. That sits below the local median household income ($77,734), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Scales Mound village, IL as Relatively Low (composite score 51.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (58.5) and wildfire (21.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Scales Mound village, IL show little to no average snow and around 39.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 55 for ZIP 61075 (Scales Mound village, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.