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Stockton village, IL

ZIP 61085 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61085

Median Home Value
$115,400
Median Rent
$622
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$741/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61085 in Stockton village, IL, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $741. That sits below the local median household income ($59,612), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
76.7%+17% vs US avg
x
Vacancy Rate
8.0%-23% vs US avg
x
Broadband Access
86.5%-1% vs US avg
x
4+ Bedrooms
3.7%-75% vs US avg
x
Built Pre-1939
9.5%-26% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
18.5%-63% vs US avg
x
Mortgage-Free
35.9%-6% vs US avg
x
$115,400
Home Value
$622
Rent
1956
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.5%
  • 1-unit attached3.1%
  • 2-9 units7.0%
  • 10+ units0.2%
  • Mobile home & other2.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$115,400
Median rent$622
Owner-occupied76.7%
Vacant8.0%
Price-to-income1.9x
Est. income to buy$32,000