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Carbon Cliff village, IL

ZIP 61239 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61239

Median Home Value
$102,600
Median Rent
$876
Affordability Snapshot
$28,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$659/mo PITI).

31%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

9.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61239 in Carbon Cliff village, IL, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $659. That sits below the local median household income ($33,523), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
28.4%-56% vs US avg
x
Vacancy Rate
5.5%-47% vs US avg
x
Broadband Access
88.5%+2% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
23.6%-52% vs US avg
x
Mortgage-Free
44.9%+18% vs US avg
x
$102,600
Home Value
$876
Rent
1991
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached40.0%
  • 1-unit attached3.1%
  • 2-9 units22.6%
  • 10+ units33.7%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$102,600
Median rent$876
Owner-occupied28.4%
Vacant5.5%
Price-to-income3.1x
Est. income to buy$28,000