ZIP Code 61243 — Deer Grove village, IL Demographics & Data

ZIP code 61243 covers Deer Grove, IL in Whiteside County with a population of about 167.

At a glance, the area shows median age of 50.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 779, 815; U.S. House district IL-17; the DAVENPORT - R. ISLAND - MOLINE media market.

Median household income in ZIP 61243 is about $117,000 — about 56% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.4%; unemployment rate near 7.0%; 27.4% of adults with a bachelor’s degree or higher (about 6.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Other services, and Finance and insurance; about 12.2% of workers reporting work-from-home (about 3.0 points below the U.S. share (15.2%)); a mean commute of about 94.0 minutes (U.S. average near 26.8).

Median home value is about $220,300 — about 37% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 85.1% (about 19.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 61243 in Deer Grove, IL, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,415. That sits below the local median household income ($117,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Deer Grove village, IL as Relatively Low (composite score 65.8), which is near the middle of the national distribution. The strongest component scores on US5 are flood (70.1) and hurricane (18.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Deer Grove village, IL show little to no average snow and around 36.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 9 for ZIP 61243 (Deer Grove village, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.