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Streator city, IL

ZIP 61364 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61364

Median Home Value
$97,300
Median Rent
$647
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$625/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61364 in Streator city, IL, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $625. That sits below the local median household income ($57,147), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
68.2%+4% vs US avg
x
Vacancy Rate
10.1%-2% vs US avg
x
Broadband Access
84.1%-3% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
11.1%-14% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
17.5%-65% vs US avg
x
Mortgage-Free
56.0%+47% vs US avg
x
$97,300
Home Value
$647
Rent
1956
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.9%
  • 1-unit attached0.4%
  • 2-9 units12.8%
  • 10+ units6.4%
  • Mobile home & other3.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$97,300
Median rent$647
Owner-occupied68.2%
Vacant10.1%
Price-to-income1.7x
Est. income to buy$27,000