ZIP Code 61478 — undefined, IL Demographics & Data

ZIP code 61478 covers IL in Warren County with a population of about 397.

At a glance, the area shows median age of 18.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 309, 861; U.S. House district IL-15; the DAVENPORT - R. ISLAND - MOLINE media market.

Median household income in ZIP 61478 is about $80,577 — about 7% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.6%; unemployment rate near 0.0%; 14.1% of adults with a bachelor’s degree or higher (about 19.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Construction, and Wholesale trade; about 5.9% of workers reporting work-from-home (about 9.3 points below the U.S. share (15.2%)); a mean commute of about 95.0 minutes (U.S. average near 26.8).

Median home value is about $73,800 — about 79% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 61478 in IL, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $474. That sits below the local median household income ($80,577), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for IL as Very Low (composite score 15.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (17.5) and flood (11.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for IL show little to no average snow and around 39.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 22 for ZIP 61478 (IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.