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Bloomington city, IL

ZIP 61701 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61701

Median Home Value
$138,600
Median Rent
$734
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$890/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61701 in Bloomington city, IL, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $890. That sits below the local median household income ($55,882), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
56.6%-13% vs US avg
x
Vacancy Rate
9.7%-5% vs US avg
x
Broadband Access
84.1%-3% vs US avg
x
4+ Bedrooms
2.3%-84% vs US avg
x
Built Pre-1939
8.2%-36% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
20.1%-60% vs US avg
x
Mortgage-Free
37.0%-3% vs US avg
x
$138,600
Home Value
$734
Rent
1959
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.4%
  • 1-unit attached3.6%
  • 2-9 units19.8%
  • 10+ units17.0%
  • Mobile home & other4.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$138,600
Median rent$734
Owner-occupied56.6%
Vacant9.7%
Price-to-income2.5x
Est. income to buy$38,000