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Bloomington city, IL

ZIP 61705 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61705

Median Home Value
$310,100
Median Rent
$1,050
Affordability Snapshot
$85,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,992/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61705 in Bloomington city, IL, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,992. That sits below the local median household income ($120,470), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
80.3%+23% vs US avg
x
Vacancy Rate
5.8%-44% vs US avg
x
Broadband Access
95.6%+10% vs US avg
x
4+ Bedrooms
14.7%-1% vs US avg
x
Built Pre-1939
0.2%-98% vs US avg
x
Built Post-2014
1.1%-83% vs US avg
x
Rent Burden >30%
31.0%-38% vs US avg
x
Mortgage-Free
30.7%-20% vs US avg
x
$310,100
Home Value
$1,050
Rent
2000
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.4%
  • 1-unit attached6.3%
  • 2-9 units2.8%
  • 10+ units14.2%
  • Mobile home & other3.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$310,100
Median rent$1,050
Owner-occupied80.3%
Vacant5.8%
Price-to-income2.6x
Est. income to buy$85,000